Log in


Log in

Sign up

Create a new account

Forgot Password

Protect Your and Your Family’s Future

Need secure your life?


If you have a family, business, or other financial commitments, the impact of an unexpected death can be large. Having certainty of cover can help your loved ones to survive financially should the worst happen, making all the difference at a time when support can be at its most needed.

Life Cover is designed to pay a lump sum if you die; protecting the lifestyle and future of those you care about.


Trauma Cover provides a lump sum payment should you suffer one of the Covered Conditions. The Covered Conditions are by nature serious and potentially life threatening and, as a result, can have a significant financial impact. Trauma Cover is designed to help alleviate this financial impact. The lump sum can help reduce debt, purchase specialised equipment, pay for home modifications, provide additional care, create an investment fund to generate ongoing income, or enable business ownership to be restructured, among other things. The purpose of the funds is entirely yours to decide.

Income/Mortgage Protection

For most people housing makes up the biggest portion of their outgoings each month and can be the biggest concern if they lose their income. Mortgage and Income Protection cover can help you look after what you have now, regardless of what happens in the future.

If you were to have an illness or injury, mortgage and income protection cover can provide you with regular monthly payments so you won’t be worried about your income or mortgage repayments when you should be focussed on regaining your independence.

Medical (Health)

ACC does a great job supporting people who have accidental injuries. However many health issues Kiwis face are not accidental and can cost thousands. Also the older you get, the more your health can change. So cover yourself now and you’ll be sorted whatever the situation.

Medical Cover provides the funding to enable you to have private medical treatment whenever you require more immediate access or a broader range of treatment options than are available to you through the public health system.

Total and Permanent Disablitiy (TPD)

Total and Permanent Disability (TPD) Cover provides a lump sum payment should you completely lose your ability to ever work again (or carry on your normal tasks, if you are not employed), as a result of illness or injury. TPD Cover is designed to help alleviate the significant financial impact that losing an income forever would likely cause. The purpose of the lump sum benefit is entirely yours to decide.

Household Expenses

Household Expenses Cover provides a financial safety net should you be disabled as a result of sickness or injury, and unable to meet your regular household expenses.

The essential expense that can be covered are:

Private School Fees, Electricity, Gas, Water, Phone, Rent, Rates, Body Corporate Fees, Paid Television, Internet, House, Content and Motor Vehicle Insurance Premuims, Hire Purchase, Bank Loan or other Personal Loan Repayments

If you need other insurance products, please provide the above information.

Life insurance:
Domestic insurance:
Commercial insurance: