In the last 12 months, we've provided business funding for...

Working capital for a florist

Buying a café

A new truck

An office facelift

Stock for a small supermarket

Buying commercial properties

What can EverBright Finance offer your small business?

From cash flow funding and business debt consolidation to new asset purchases or business acquisitions, EverBright Finance can help with all kinds of small business banking needs. We offer both term and revolving facilities with competitive interest rates. Our responsible lending practices will connect your business with the perfect loan amount and manageable loan repayment plans. Learn more about our range of business loans below.


Best For

Our loans for businesses will help you purchase a commercial property, fund your startup, or grow your existing business with or without security.


  • Terms from 1 to 15 years
  • Can be tailor made
  • Secured and unsecured


Best For

When you don’t want to use business cash flow to purchase new assets, we’ll help you acquire the assets you need without damaging your business’s bank account.


  • Terms from 1 to 17 years
  • Use the vehicle or asset you’re purchasing as security
  • Get certainty with fixed payments on a finance lease and commercial hire purchase, or a fixed interest rate on a commercial loan


Best For

We have lenders to provide you with business overdraft, invoice finance, and trade finance to make your cash flow forecasting look a little brighter.


  • Only pay interest on the amount owed
  • Use for investing, expanding, refinancing, or covering everyday operating expenses
  • No security required

Meet our lenders

Compare 30+ business lending options & check your eligibility to save time and money.

Learn more about our loans for businesses

If you have further questions about our financial service options for small businesses, just send us a message below and our business lending experts will be in touch. We believe business finance should be easy, and we’re here to make sure you understand everything you need to know.

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How Can We Help?

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0800 798 815
381 Great South Rd, Ellerslie, Auckland, NZ
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