Everbright Finance – Mortgage & Insurance

Lay Your
Foundation
for an
Ever Brighter
Future.

APPLY NOW

Our Awards & Qualifications

2022 NZ Adviser 2022 Fast Brokerage

2023 New Zealand Mortgage Awards 2023 Brokerage of the Year Excellence Awardee

2023 NZ Adviser 2023 Top Brokerage

2017 Ifg Silver Award 'Mortgage Office' 3rd Place Nationally

2019 Ifg Gold Award 'Mortgage Office' 2nd Place Nationally

2020 Ifg Platinum Award 'Mortgage Office' 1st Place Nationally

2021 Ifg Silver Award 'Health Insurance Adviser' 3rd Place Nationally

2021 Ifg Gold Award 'Insurance Office' 2nd Place Nationally

2021 Ifg Platinum Award 'Mortgage Office' 1st Place Nationally

Why

Choose Us?

Free Appointment

Experienced and Award-winning Team

Tailor-made solution

Transparent process

Outstanding ongoing service

Our Services

Home Loan

Whether it is your first step onto the property ladder or you already have a few rungs beneath you, there will always be a lot to consider when buying a home. We can help.

Construction Loan

A construction loan is specifically designed for people who are building a house rather than buying a house that is already standing. Our mortgage experts can support you throughout the process.

Project Finance

Our solutions are tailor-made for all your land banking, equity release, construction, or subdivision funding projects, in collaboration with main banks and non-bank lenders.

Business Funding

We deliver smart, effective solutions for all your business needs, from small business loans for cash flow and debt consolidation to purchasing assets or new business opportunities.

Commercial Loan

We can work with you to pinpoint the finance options best suited to your needs – For either owner-occupied or commercial investment purposes.

Insurance

Protect the lifestyle and future of those you care about with the suitable insurance coverage available. Find coverage for
your mortgage and prepare for medical emergencies.

30+ Lenders & 8+ Insurers

More Options More Choices

Our Simple
6 Step Process

1. Apply Online

Tell us your contact detail, our trusted adviser will get in touch with you shortly.

2. Documentation

We identify your needs, objectives and risk tolerance, and will ensure you have all the necessary documentation for your application.

3. Analysis

Analyse your current financial position and calculate affordability or provisional insurance rate.

4. Recommendation

We find you most suitable solution and explain the reasons behind the recommendations.

5. Implement

We put the plan into action! Submit the application to the lender/Insurer.

6. Ongoing service

Our team will provide ongoing service and review to ensure your financial remain suitable for your needs.

Testimonials

Our Google Reviews

4.9

rating out of 159 reviews

Kathy Young

Best service I have experienced. Under the current unsettled financial climate, the team had provided me with a great analogy of what worked the best in my situation and unlighted me with valuable information. I am very happy and will continue to choose their service.

Lizhang Lu

I highly recommend the professional service Everbright Finance provide! Very professional team and right advice for all insurance and mortgage solutions. They always do their best to find the most appropriate solutions for the client. They give us a very detailed explanation, and we really appreciate their patience and time! 5 stars for sure!

Harry Ji

I was referred to EverBright Finance by my friend. Excellent knowledge of mortgage products and give good quality advice based on our circumstances. Their team guided us through the whole mortgage process. Highly recommend!

Xinyao Jiao

The team are so easy to deal with, they were such an amazing help when it came to purchasing our first home & sorting our insurance, They went above and beyond to make the whole experience an easy one. I couldn't recommend them enough!

Charlie Raymond

Easy to deal with, and they give good suggestion on how to get mortgage in bank and non bank Space.

Yu Lorraine

very good and helpful experience, Francine and Frank help us a lot. very trustworthy company, every question has been well answered. Thank you so much for your help and patient.

Michael Hui

I was so lucky to have Grace as my medical insurance broker. Everything worked smoothly with her professional assessment. She helps me to understand the insurance acts more profound and clear. Also, her patience and professional knowledge are impressive. With her helps, we found the best medical insurance package for our whole family. After settling our medical insurance, we felt extra security, especially in these uncertain times.

Lena Yang

Jenny Liu always takes great professional advices to clients by using her strong background of financial knowledge and professional experience. She is fast to response clients who are in different financial situations and then quickly tailor a most convenient and cost effective solution to reach the target. As well as that, we could always feel a simple and relaxed way during the communication between each other. A very trustful and reliable person who is always standing at client's side to meet the expectations. Strongly recommend Jenny Liu and her team, so get Jenny Liu, get yourself a smarter choice. Very lucky to have her advice always. 🙂

Carol Cong

Sisi helped me to get my home loan approved for an amount totally exceed my expectation. I was loaded with valuable information step by step during the process. Sisi was not only competent in her professional field, but also supportive, responsive, and supper attentive for what she did. You will be well at ease with your matters in her hands.

MARCUS X

We had refinance in 03/2021. It was lucky to have Katie Li, the financial advisor from Everbright to help us. Everything worked extremely smoothly with her professional assessment and planning. Highly motivated, enthusiastic and dedicated, she really knows her business. Their knowledge and expertise will certainly speed up your financial goal! Highly recommended!

isuru galhenage

Highly recommend Francine Kwok from EverBright Finance services. Best mortgage broker I've dealt with and I would like to recommend her to anyone. It was my first home buy in NZ and She was very professional, friendly, reliable and worked so hard on my case to find the best mortgage we could find. She was a phone call away to answer any of our questions and looked after us though out the whole process. Thank you very much again for all the hard work you done for us. Much appreciated

Thomas Morgan

Awesome service and fast turnaround decision assisted by Jack Hou. Jack stays on top of the list when I have query on lending, big or small. In my personal opinion, it is not good time but bad time which sets good mortgage broker or investment advisor apart from average ones. Jack's proactive approach, professional opinion, and vast business network can be relied in such a time during lock down. And I thank you Jack for what you have done to help me to navigate through this environment with lots of uncertainty - T, Morgan.

Send an Enquiry

Have a question about anything finance related? Our award winning team of expert advisors cover a wide range of financial services from home loans, business funding, insurance and much more to guide you through your journey.

People, integrity, and professionalism are deeply ingrained into our organisational values. And it has led us to help thousands of Kiwis achieve their financial goals. Send us your enquiry and we’ll get back to you as soon as we can.

SureCapital Investments Limited (FSP624289) Trading As EverBright Finance And Is A Registered Financial Services Provider And Is Regulated By The Financial Markets Authority